Mid Florida Credit Union is a member-owned financial institution serving Central Florida residents for over 80 years. With a commitment to providing exceptional financial services and products, Mid Florida Credit Union has grown to become one of the largest credit unions in the state, with over 50 convenient branch locations and over 450,000 members.
As a not-for-profit financial cooperative, Mid Florida Credit Union places the best interests of its members first. Unlike banks, which are driven by profit, Mid Florida Credit Union returns its profits to members in the form of lower loan rates, higher savings rates, and reduced fees. This member-centric approach has earned them a reputation for providing superior financial services and building strong relationships with their members.
In the following sections, we will delve deeper into Mid Florida Credit Union's financial offerings, community involvement, and commitment to financial education, showcasing why they stand out as a trusted financial partner for Central Florida residents.
Mid Florida Credit Union
Serving Central Florida's financial needs since 1937.
- Member-owned, not-for-profit financial cooperative
- Over 80 years of serving Central Florida
- 50+ convenient branch locations
- 450,000+ members
- Lower loan rates & higher savings rates
- Reduced fees & exceptional financial services
- Strong focus on community involvement
- Committed to financial education & empowerment
- Wide range of financial products & services
- Personalized service & tailored financial solutions
Experience the difference with Mid Florida Credit Union – where members come first.
Member-owned, not-for-profit financial cooperative
At its core, Mid Florida Credit Union operates on the principle of being a member-owned and not-for-profit financial cooperative. This unique structure sets them apart from traditional banks and offers several key advantages to their members:
- Owned by its members:
Unlike banks, which are owned by shareholders, Mid Florida Credit Union is owned by its members. This means that the credit union's profits are returned to the members in the form of lower loan rates, higher savings rates, and reduced fees, rather than being distributed to shareholders.
- Not-for-profit:
Mid Florida Credit Union is not driven by the profit motive. Instead, their focus is on providing exceptional financial services and products that benefit their members. This member-centric approach ensures that the credit union's decisions are always made with the best interests of its members in mind.
- Democratic governance:
As a member-owned cooperative, Mid Florida Credit Union is governed by a volunteer board of directors elected by the members. This democratic structure ensures that the credit union is accountable to its members and that their voices are heard in the decision-making process.
- Community focus:
Mid Florida Credit Union is deeply committed to the communities it serves. As a not-for-profit organization, the credit union can allocate resources to support local initiatives, community events, and financial education programs that benefit the entire community, not just its members.
Being a member-owned, not-for-profit financial cooperative is a fundamental aspect of Mid Florida Credit Union's identity, shaping its values, priorities, and commitment to serving its members and the community at large.
Over 80 years of serving Central Florida
Mid Florida Credit Union's roots in Central Florida run deep, with a history spanning over eight decades. Since its humble beginnings in 1937, the credit union has grown from a small group of educators to a thriving financial institution serving over 450,000 members.
Throughout its long history, Mid Florida Credit Union has remained steadfast in its commitment to providing exceptional financial services and products to the Central Florida community. The credit union has consistently expanded its branch network, added new products and services, and invested in technology to meet the evolving needs of its members.
One of the key factors behind Mid Florida Credit Union's success is its focus on building strong relationships with its members. The credit union's employees are known for their personalized service, financial expertise, and dedication to helping members achieve their financial goals. This commitment to member satisfaction has resulted in a loyal customer base and positive口碑.
Mid Florida Credit Union's longevity and deep roots in Central Florida have also made it an integral part of the community. The credit union actively supports local businesses, organizations, and initiatives that benefit the region. This community involvement has helped Mid Florida Credit Union earn the trust and respect of Central Florida residents, solidifying its position as a trusted financial partner.
With over 80 years of serving Central Florida, Mid Florida Credit Union has become an indispensable part of the community's financial landscape. Its commitment to exceptional service, member satisfaction, and community involvement has earned it a reputation as a trusted and reliable financial institution.
50+ convenient branch locations
Mid Florida Credit Union understands the importance of convenience for its members, which is why it has an extensive network of over 50 branch locations spread across Central Florida. These branches are strategically located to provide easy access to financial services for residents throughout the region.
Mid Florida Credit Union's branches are designed to offer a welcoming and comfortable environment where members can conduct their financial transactions and receive personalized assistance from knowledgeable and friendly staff. The branches offer a wide range of services, including account openings, loan applications, financial planning, and more.
In addition to its physical branches, Mid Florida Credit Union also provides convenient access to its services through a variety of digital channels. Members can bank online, use the mobile app, or even take advantage of the credit union's 24/7 ATM network. This multi-channel approach ensures that members can access their accounts and conduct their financial business whenever and wherever they need to.
Mid Florida Credit Union's commitment to convenience extends beyond its branch network and digital channels. The credit union also offers a variety of products and services designed to make banking easier for its members. For example, Mid Florida Credit Union offers mobile check deposit, online bill pay, and a variety of e-Alerts to help members stay on top of their finances.
With over 50 convenient branch locations, a range of digital channels, and a suite of convenient products and services, Mid Florida Credit Union makes banking easy and accessible for its members throughout Central Florida.
450,000+ members
Mid Florida Credit Union's commitment to exceptional financial services and its focus on member satisfaction have resulted in a loyal and growing membership base. With over 450,000 members, Mid Florida Credit Union is one of the largest credit unions in the state of Florida.
- Diverse membership:
Mid Florida Credit Union's membership is diverse, reflecting the communities it serves. Members come from all walks of life, including individuals, families, businesses, and organizations.
- Long-standing relationships:
Many Mid Florida Credit Union members have been with the credit union for decades, demonstrating the strong relationships the credit union has built with its members.
- Member loyalty:
Mid Florida Credit Union enjoys high levels of member loyalty. This is evident in the low attrition rate and the high number of members who actively use the credit union's products and services.
- Word-of-mouth referrals:
A significant portion of Mid Florida Credit Union's new members come from referrals from existing members. This is a testament to the positive experiences and satisfaction that members have with the credit union.
Mid Florida Credit Union values each and every one of its 450,000+ members. The credit union is committed to providing exceptional financial services, personalized attention, and a wide range of products and services to meet the diverse needs of its members.
Lower loan rates & higher savings rates
As a member-owned, not-for-profit financial cooperative, Mid Florida Credit Union is able to offer lower loan rates and higher savings rates to its members. This is because the credit union's profits are returned to the members rather than being distributed to shareholders.
Lower loan rates:
Mid Florida Credit Union consistently offers some of the lowest loan rates in Central Florida. This can save members thousands of dollars over the life of their loan. Whether it's a mortgage, auto loan, or personal loan, Mid Florida Credit Union is committed to providing members with affordable financing options.
Higher savings rates:
Mid Florida Credit Union also offers higher savings rates than many banks and other financial institutions. This means that members can earn more interest on their savings, helping them grow their wealth faster.
Overall savings:
The combination of lower loan rates and higher savings rates can result in significant savings for Mid Florida Credit Union members. This can make a big difference in their financial well-being, allowing them to save more money, pay down debt faster, and achieve their financial goals sooner.
Mid Florida Credit Union's commitment to providing lower loan rates and higher savings rates is a reflection of its member-centric philosophy. The credit union is dedicated to helping its members save money and achieve financial success.
Reduced fees & exceptional financial services
Mid Florida Credit Union is committed to providing exceptional financial services to its members, while also keeping fees low. This commitment is reflected in the credit union's fee schedule, which is typically lower than that of banks and other financial institutions.
- Low or no account fees:
Mid Florida Credit Union offers a variety of checking and savings accounts with low or no monthly maintenance fees. This means that members can keep more of their hard-earned money.
- Competitive loan rates:
In addition to lower loan rates, Mid Florida Credit Union also offers competitive loan terms and conditions. This makes it easier for members to qualify for loans and save money on interest.
- Minimal or no fees for online and mobile banking:
Mid Florida Credit Union encourages members to use its convenient online and mobile banking services. These services are typically free or have minimal fees, making it easy for members to manage their finances from anywhere.
- Exceptional customer service:
Mid Florida Credit Union's team of friendly and knowledgeable employees is dedicated to providing exceptional customer service. Members can expect personalized attention and assistance with all of their financial needs.
Mid Florida Credit Union's commitment to reduced fees and exceptional financial services is a key reason why so many Central Florida residents choose the credit union as their primary financial institution. Members appreciate the credit union's focus on providing value and convenience, as well as its dedication to helping them achieve their financial goals.
Strong focus on community involvement
Mid Florida Credit Union believes that it has a responsibility to give back to the communities it serves. The credit union has a strong focus on community involvement and supports a wide range of local initiatives, organizations, and events.
Financial education:
Mid Florida Credit Union is committed to promoting financial literacy and education in Central Florida. The credit union offers a variety of financial education programs and resources, including workshops, seminars, and online resources. These programs are designed to help people of all ages and income levels learn about personal finance, budgeting, saving, and investing.
Community partnerships:
Mid Florida Credit Union partners with a variety of community organizations to support initiatives that benefit the region. These partnerships include working with local schools to provide financial education programs, supporting affordable housing initiatives, and sponsoring community events.
Employee volunteerism:
Mid Florida Credit Union encourages its employees to volunteer their time and talents to local organizations. The credit union provides employees with paid time off to volunteer, and it also matches employee donations to qualified charities.
Disaster relief:
When disaster strikes, Mid Florida Credit Union is there to help. The credit union provides financial assistance to members who have been affected by disasters, and it also works with community organizations to provide relief and support.
Mid Florida Credit Union's strong focus on community involvement is a reflection of its commitment to being a good corporate citizen. The credit union is dedicated to making a positive difference in the lives of its members and the communities it serves.
Committed to financial education & empowerment
Mid Florida Credit Union is committed to empowering its members and the community at large through financial education and counseling. The credit union offers a wide range of resources and programs designed to help people improve their financial literacy and make informed financial decisions.
Financial education workshops and seminars:
Mid Florida Credit Union offers a variety of free financial education workshops and seminars throughout the year. These workshops cover a wide range of topics, including budgeting, saving, investing, and managing debt. The workshops are led by experienced financial professionals who provide practical advice and guidance.
One-on-one financial counseling:
Mid Florida Credit Union also offers one-on-one financial counseling to members who need personalized assistance. Certified financial counselors can help members develop a budget, create a savings plan, and manage their debt. The counseling is confidential and free of charge.
Online financial education resources:
Mid Florida Credit Union provides a variety of online financial education resources, including articles, videos, and interactive tools. These resources are available 24/7 and can be accessed from anywhere with an internet connection.
Financial education for youth:
Mid Florida Credit Union is also committed to providing financial education to youth in Central Florida. The credit union offers a variety of programs and resources designed to teach children and young adults about money management and financial responsibility.
Mid Florida Credit Union's commitment to financial education and empowerment is a key part of its mission to help members achieve financial success. The credit union believes that everyone deserves the opportunity to learn about personal finance and make informed financial decisions.
Wide range of financial products & services
Mid Florida Credit Union offers a wide range of financial products and services to meet the diverse needs of its members. Whether you're looking to save money, borrow money, or manage your finances, Mid Florida Credit Union has you covered.
- Checking and savings accounts:
Mid Florida Credit Union offers a variety of checking and savings accounts to meet the needs of its members. Whether you're looking for a basic checking account, a high-yield savings account, or something in between, Mid Florida Credit Union has an account that's right for you.
- Loans:
Mid Florida Credit Union offers a variety of loans, including mortgages, auto loans, personal loans, and student loans. The credit union's competitive rates and flexible terms make it easy for members to get the financing they need.
- Investment services:
Mid Florida Credit Union offers a variety of investment services to help members grow their wealth. These services include IRAs, CDs, and investment accounts. The credit union's experienced investment professionals can help members develop an investment portfolio that meets their individual goals and risk tolerance.
- Financial planning:
Mid Florida Credit Union offers financial planning services to help members achieve their financial goals. The credit union's financial planners can help members create a budget, save for retirement, and plan for major life events.
Mid Florida Credit Union is a one-stop shop for all of your financial needs. With a wide range of products and services, competitive rates, and exceptional customer service, Mid Florida Credit Union is the ideal financial partner for Central Florida residents.
Personalized service & tailored financial solutions
At Mid Florida Credit Union, personalized service is a top priority. The credit union's experienced and knowledgeable team is dedicated to providing members with the highest level of service and helping them achieve their financial goals.
When you become a member of Mid Florida Credit Union, you'll be assigned a personal financial advisor who will work with you to understand your unique financial situation and goals. Your financial advisor will take the time to get to know you and your financial needs, and they will develop a personalized financial plan that is tailored to your specific situation.
Mid Florida Credit Union offers a wide range of financial products and services, and your financial advisor will work with you to choose the products and services that are right for you. Whether you're looking to save money, borrow money, or invest for the future, your financial advisor will be there to guide you every step of the way.
Mid Florida Credit Union also offers a variety of online and mobile banking tools that make it easy for members to manage their finances from anywhere, at any time. Members can use the credit union's online banking platform to check their account balances, transfer money, pay bills, and more. Members can also use the credit union's mobile banking app to deposit checks, find ATMs, and get account alerts.
Mid Florida Credit Union is committed to providing its members with personalized service and tailored financial solutions. The credit union's experienced and knowledgeable team is dedicated to helping members achieve their financial goals.
FAQ
Got questions about Mid Florida Credit Union? Here are some frequently asked questions and answers:
Question 1: How do I become a member of Mid Florida Credit Union?
Answer 1: Joining Mid Florida Credit Union is easy! You can apply for membership online, in person at any of our branch locations, or by calling our Member Service Center. You'll need to provide your personal information, proof of identity, and a small deposit to open an account.
Question 2: What are the benefits of being a member of Mid Florida Credit Union?
Answer 2: As a member of Mid Florida Credit Union, you'll enjoy a wide range of benefits, including lower loan rates, higher savings rates, reduced fees, and access to a variety of financial products and services. You'll also have access to our convenient online and mobile banking tools, and you'll be supported by our team of friendly and knowledgeable financial advisors.
Question 3: What types of accounts does Mid Florida Credit Union offer?
Answer 3: Mid Florida Credit Union offers a variety of accounts to meet the needs of our members, including checking accounts, savings accounts, money market accounts, and CDs. We also offer a variety of loan products, including mortgages, auto loans, personal loans, and student loans.
Question 4: How do I apply for a loan from Mid Florida Credit Union?
Answer 4: You can apply for a loan from Mid Florida Credit Union online, in person at any of our branch locations, or by calling our Loan Center. Our loan officers will work with you to find the loan that best meets your needs and will guide you through the application process.
Question 5: What is Mid Florida Credit Union's routing number?
Answer 5: Mid Florida Credit Union's routing number is 267084192.
Question 6: How do I contact Mid Florida Credit Union?
Answer 6: You can contact Mid Florida Credit Union by phone at (800) 444-3400 or by email at [email protected] You can also visit any of our branch locations for in-person assistance.
We hope this answers some of your questions about Mid Florida Credit Union. If you have any other questions, please don't hesitate to contact us.
Now that you know more about Mid Florida Credit Union, here are a few tips to help you make the most of your membership:
Tips
Here are a few practical tips to help you make the most of your membership at Mid Florida Credit Union:
Tip 1: Take advantage of Mid Florida Credit Union's financial education resources.
Mid Florida Credit Union offers a variety of financial education resources to help members improve their financial literacy and make informed financial decisions. These resources include workshops, seminars, online articles, and one-on-one financial counseling. Take advantage of these resources to learn more about personal finance and make better financial decisions.
Tip 2: Use Mid Florida Credit Union's online and mobile banking tools.
Mid Florida Credit Union offers a variety of convenient online and mobile banking tools that make it easy for members to manage their finances from anywhere, at any time. These tools include online bill pay, mobile check deposit, and account alerts. Use these tools to save time and stay on top of your finances.
Tip 3: Consider Mid Florida Credit Union for your mortgage or auto loan.
Mid Florida Credit Union offers competitive rates and flexible terms on mortgages and auto loans. When you're ready to buy a home or a car, be sure to compare rates from Mid Florida Credit Union with other lenders. You may be surprised at how much you can save.
Tip 4: Get involved in Mid Florida Credit Union's community events.
Mid Florida Credit Union is an active member of the Central Florida community. The credit union sponsors a variety of community events throughout the year, including financial literacy workshops, health fairs, and food drives. Get involved in these events to give back to your community and connect with other Mid Florida Credit Union members.
By following these tips, you can make the most of your membership at Mid Florida Credit Union and achieve your financial goals.
Mid Florida Credit Union is committed to providing its members with exceptional financial services and helping them achieve financial success. With a wide range of financial products and services, personalized service, and a focus on community involvement, Mid Florida Credit Union is the ideal financial partner for Florida residents.
Conclusion
Mid Florida Credit Union is a trusted financial partner for Florida residents. With a commitment to providing exceptional financial services, personalized service, and a focus on community involvement, Mid Florida Credit Union is dedicated to helping its members achieve financial success.
Summary of Main Points:
- Mid Florida Credit Union is a member-owned, not-for-profit financial cooperative, which means that its profits are returned to its members in the form of lower loan rates, higher savings rates, and reduced fees.
- Mid Florida Credit Union has been serving Central Florida for over 80 years and has a network of over 50 convenient branch locations and over 450,000 members.
- Mid Florida Credit Union offers a wide range of financial products and services to meet the needs of its members, including checking and savings accounts, loans, investment services, and financial planning.
- Mid Florida Credit Union is committed to providing personalized service and tailored financial solutions to its members. The credit union's experienced and knowledgeable team is dedicated to helping members achieve their financial goals.
- Mid Florida Credit Union is an active member of the Central Florida community and supports a variety of local initiatives, organizations, and events.
Closing Message:
If you're looking for a financial institution that puts its members first, Mid Florida Credit Union is the ideal choice. With a long history of serving Central Florida, a wide range of financial products and services, and a commitment to personalized service, Mid Florida Credit Union is the trusted financial partner you can rely on to help you achieve your financial goals.